NBFC Advisor

NBFC Registration Services: Get Your RBI License the Right Way

  • 14-Feb-2026
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NBFC Registration Services: Get Your RBI License the Right Way

Starting a Non-Banking Financial Company (NBFC) in India is a powerful way to enter the financial services sector. However, NBFC registration is a highly regulated process governed by the Reserve Bank of India (RBI). From meeting eligibility criteria to preparing documentation and facing RBI scrutiny, the registration journey requires careful planning and expert execution.

With increasing regulatory expectations, even small mistakes in the NBFC registration process can lead to long delays or outright rejection of your application. That’s why professional NBFC registration support is crucial.

What Is NBFC Registration?

NBFC registration is the process of obtaining a Certificate of Registration (CoR) from RBI under Section 45-IA of the RBI Act, 1934. Only after receiving this license can a company legally carry on financial activities such as lending, investment, leasing, and asset financing.

NBFCs are regulated entities and must comply with RBI’s prudential norms, governance standards, and reporting requirements from day one.

Eligibility Criteria for NBFC Registration

Before applying for NBFC registration, the company must fulfill key conditions:

  • Company incorporated under the Companies Act

  • Minimum Net Owned Fund (NOF) of ₹10 Crore (as per current RBI norms)

  • Clear and compliant business plan

  • Fit and proper promoters and directors

  • Clean financial history and sound capital structure

  • Robust governance and compliance framework

RBI examines the background, intent, and long-term viability of promoters closely.

Challenges in NBFC Registration

Many applicants face delays or rejection due to:

  • Incomplete or incorrect documentation

  • Weak business model or unclear financial projections

  • Non-compliance with RBI guidelines

  • Insufficient capital structuring

  • Poor governance and compliance planning

  • Inadequate IT and risk management framework

RBI’s scrutiny process itself can take several months, and any deficiency can restart the review cycle.

Our NBFC Registration Services – How We Help

We provide end-to-end NBFC registration support to help you secure RBI approval smoothly:

✔ Eligibility Assessment & Structuring
We assess promoter background, capital structure, and business model to ensure RBI readiness.

✔ Documentation & Application Preparation
We prepare the complete RBI application file, including:

  • Business plan

  • Financial projections

  • Board resolutions

  • Policy framework

  • Declarations and disclosures

✔ RBI Liaison & Query Handling
We handle communication with RBI and respond to regulatory queries during the approval process.

✔ Pre-Registration Compliance Setup
We help set up RBI-mandated policies, governance structure, and compliance framework.

✔ Post-Registration Compliance Support
We assist in setting up ongoing compliance, reporting systems, and operational readiness after license approval.

Who Should Apply for NBFC Registration?

  • Entrepreneurs entering financial services

  • FinTech companies launching regulated lending

  • Corporate groups setting up lending arms

  • Investors acquiring or converting companies into NBFCs

  • Businesses planning asset finance, microfinance, or digital lending

Benefits of Professional NBFC Registration Support

✔ Faster processing with fewer objections
✔ Proper structuring aligned with RBI expectations
✔ Reduced risk of rejection
✔ End-to-end guidance from incorporation to RBI license
✔ Long-term compliance-ready NBFC setup
✔ Strong foundation for funding and partnerships

NBFC Registration Is Not Just a Form-Filling Exercise

RBI evaluates the intent, governance, and long-term sustainability of NBFCs. A well-prepared application increases your chances of approval and ensures your NBFC starts on a strong compliance foundation.

Planning to Register an NBFC?

We help you structure, apply, and obtain your NBFC license with complete RBI compliance.

📞 Contact us for a Free Consultation:
+91 93113 47006

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