Rising NPAs: A Red Flag NBFCs Can’t Afford to Ignore
The Non-Banking Financial Company (NBFC) sector in India is facing a serious challenge—a sharp rise in Non-Performing Assets (NPAs). From unsecured personal loans to SME and rural le...
Most loan defaults don’t happen because of bad customers — they happen because of bad credit decisions.
Yet, many NBFCs still rely on outdated, unstructured loan assessment methods.
If you’re serious about scaling safely and s...
What is DLG?
Default Loss Guarantee (DLG) allows lenders to secure compensation from third parties for loan defaults.
Key RBI Guidelines:
✔ DLG is permitted only between Regulated Entities (REs) and Lending Service Providers (LSPs).
✔ LSPs ...