In early August 2026, the Reserve Bank of India released draft amendments to the Non-Banking Financial Companies – Credit Facilities Directions, 2025, that could fundamentally reshape how non-banking financial companies design and deliver credi...
India’s growing digital economy, expanding salaried population and increasing demand for emergency credit have created a significant market for short-term personal loans.
Customers often require small loans for medical expenses, rent, utilit...
Never Outsource Core Functions Like KYC Decisions
In the financial services industry, outsourcing has become an effective way to improve operational efficiency, reduce costs, and leverage specialized expertise. Many Non-Banking Financial...
In a significant move reinforcing its commitment to maintaining financial stability and consumer protection, the Reserve Bank of India (RBI) recently canceled the licenses of two non-banking financial companies (NBFCs) - Polytex India Ltd, based in M...
Digital Lending Is Growing 10× Faster Than Traditional Banking
India’s credit landscape is undergoing a massive shift. Digital lending is expanding at a pace nearly 10 times faster than traditional banking, driven by technology, changi...
Is CERSAI Registration Mandatory for NBFCs?
One of the most overlooked compliance areas for NBFCs is CERSAI registration. While RBI norms, customer due diligence, and credit processes get proper attention, many lenders fail to recognize that CERSA...
Vehicle finance plays a critical role in enabling individuals and businesses to own vehicles through structured credit facilities. But have you ever wondered how lenders assess risk before approving a vehicle loan? Let’s break it down!
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In a significant move reinforcing its commitment to maintaining financial stability and consumer protection, the Reserve Bank of India (RBI) recently canceled the licenses of two non-banking financial companies (NBFCs) - Polytex India Ltd, based in M...