What Every Founder Must Know Before Applying for RBI Approval
Starting a financial business in India can be highly rewarding, but it also comes with stringent regulatory requirements. Whether you're planning to establish a Non-Banking Financia...
Buying an NBFC Is NOT as Simple as Signing a Deal
Buying a Non-Banking Financial Company (NBFC) may look like a shortcut into the financial sector—but in reality, an NBFC takeover is a highly regulated and detail-driven process. One small mi...
Running an NBFC? These 3 Compliance Gaps Can Put Your License at Risk
Many NBFCs don’t fail because of bad business decisions — they fail because of missed compliance.
In today’s regulatory environment, RBI’s supervision...
Want to Enter India’s Thriving Lending Sector—Without the Long Wait?
India’s lending market is expanding rapidly, driven by digital innovation and growing credit demand. But setting up a new NBFC from scratch is often a long and ...
RBI's Training Push: A Wake-Up Call for NBFCs on Digital Compliance and Supervision
The Reserve Bank of India (RBI) is stepping into the future with purpose and precision. Through a newly launched officer training program in Hyderabad, the cen...
𝐑𝐁𝐈 𝐓𝐢𝐠𝐡𝐭𝐞𝐧𝐬 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 𝐑𝐮𝐥𝐞𝐬 — 𝘈𝘳𝘦 𝘠𝘰𝘶𝘳 𝘖𝘱𝘦𝘳𝘢𝘵𝘪𝘰𝘯𝘴 𝘊𝘰𝘮𝘱𝘭𝘪𝘢𝘯𝘵?
India’s digital lending ecosystem is expanding at an unprecedented pace. But with rapid growth comes increasing...
Struggling to Make Sense of Your Finances?
As businesses grow, it’s common to hit a point where spreadsheets, basic reports, and guesswork just aren’t enough. You need clarity, strategy, and confidence behind every financial decision &...
Flipkart Becomes the First Major Indian E-Commerce Platform to Secure an NBFC License
In a groundbreaking move, Flipkart has become the first large Indian e-commerce platform to receive a Non-Banking Financial Company (NBFC) license. This developm...
India’s Non-Banking Financial Companies (NBFCs) are growing at a pace that’s outstripping the country’s GDP, signaling a major shift in the financial services landscape. This acceleration is powered by rapid credit expansion, digita...
Digital lending is set to hit ₹5 TRILLION by FY28! 📈
With a 40% CAGR growth, the industry is expected to double its market share in India’s retail loan space in just four years.
And the best part? It’s just getting started!
What...
NBFCs face huge financial risks, rising fraud, and strict RBI regulations. Traditional KYC checks are too slow, manual, and risky!
That’s where Verification APIs come in—helping NBFCs stay compliant, prevent fraud, and onboard cu...
₹12 lakh income? No tax.
₹12,10,000 income? ₹61,500 tax?
What happens if your income exceeds ₹12 lakh by just ₹1?
Did you know that earning just ₹1 extra above ₹12 lakh could shoot up your tax liability disproportionately?
That’s wh...
On October 4, 2024, the Reserve Bank of India (RBI) issued a Draft Circular titled "Forms of Business and Prudential Regulation for Investments" that seeks to amend the extant Master Direction—Reserve Bank of India (Financial Services...
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The LendingTech sector in India is witnessing rapid growth, driven by the rising demand for digital lending solutions that target unbanked and underserved populations. This article delves into how LendingTech startups are differentiating themselves, ...
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On August 16, 2024, the Reserve Bank of India (RBI) issued a notification announcing significant revisions to the Master Direction – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017 (‘Dir...
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Introduction
The Securities and Exchange Board of India (SEBI) has recently introduced significant amendments to the regulations governing Category I and Category II Alternative Investment Funds (AIFs), with a specific focus on borrowing provision...
In today's rapidly changing financial landscape, traditional credit scoring methods often fail to meet the needs of millions of people worldwide who are underserved by formal banking systems. Emerging economies, such as the Philippines, struggle ...
In today's dynamic financial landscape, small Non-Banking Financial Companies (NBFCs) and FinTech players face unique challenges and opportunities. While these entities strive to compete with larger institutions, they often encounter resource con...
In an era marked by rapid technological advancements, the landscape of digital inclusion is continually evolving. This blog explores the symbiotic relationship between technological progress and the pursuit of digital inclusion, shedding light on how...