Blogs

Want to Enter India’s Thriving Lending Sector—Without the Long Wait? India’s lending market is expanding rapidly, driven by digital innovation and growing credit demand. But setting up a new NBFC from scratch is often a long and ...

RBI Is Cracking Down on NBFCs — Is Your Company Compliance-Ready? The Reserve Bank of India (RBI) has intensified its scrutiny of Non-Banking Financial Companies (NBFCs)—and the message is loud and clear: compliance is no longer negoti...

Are You Truly Ready for an RBI Audit? In FY25 alone, over ₹54.78 crore in penalties were imposed on more than 350 regulated entities, including NBFCs. Many of these penalties could have been avoided with stronger internal systems and proactive co...

Why Do Most NBFCs Struggle to Scale? It's Not Just About Funding – It's About Financial Visibility Many Non-Banking Financial Companies (NBFCs) face significant challenges when it comes to scaling their operations. While most peop...

The NBFC Account Aggregator (AA) framework is revolutionizing financial data sharing in India. An NBFC-AA is a regulated intermediary that allows individuals to securely consolidate and share their financial data—such as bank, insurance, mutual...

With rising demand for digital lending, microfinance, and easier credit access across Tier 2 and Tier 3 cities, NBFCs (Non-Banking Financial Companies) are fast becoming engines of financial inclusion and fintech-driven innovation. This momentum p...

In the era of Open Finance, NBFC Account Aggregators (AA) are revolutionizing how financial data is shared, accessed, and utilized. If you're a fintech, NBFC, or financial service provider, an NBFC-AA license could be your key to unlocking a futu...

India’s credit landscape is rapidly evolving, and Pass-Through Certificates (PTCs) are driving this transformation.  What Are PTCs? PTCs are financial instruments backed by loan pools, allowing NBFCs to transfer loan ownership to ban...

NBFCs play a crucial role in India’s credit ecosystem, but non-compliance and operational missteps can lead to RBI penalties, financial losses, or even shutdowns! Recently, RBI imposed penalties totaling ₹76.60 lakh on four NBFC-P2P lenders ...