Digital Lending Is Growing 10× Faster Than Traditional Banking
India’s credit landscape is undergoing a massive shift. Digital lending is expanding at a pace nearly 10 times faster than traditional banking, driven by technology, changi...
Why GIFT City? India’s Fastest-Growing Financial Gateway for NBFCs
India’s financial landscape is changing rapidly—and GIFT City (Gujarat International Finance Tec-City) is at the center of this transformation. Increasingly, NBFC...
Buying an NBFC Is NOT as Simple as Signing a Deal
Buying a Non-Banking Financial Company (NBFC) may look like a shortcut into the financial sector—but in reality, an NBFC takeover is a highly regulated and detail-driven process. One small mi...
Selling Stock Tips on Telegram, WhatsApp, or Instagram? SEBI Has Strict Rules You Must Follow
In recent years, social media has become a major hub for stock market discussions. From Telegram channels to WhatsApp groups and Instagram pages, thousan...
Is Your NBFC Audit-Ready? A Complete Guide for 2025
In recent years, the Reserve Bank of India (RBI) has significantly tightened its supervision over Non-Banking Financial Companies (NBFCs). Today, an NBFC audit is no longer a routine checklist &m...
RBI’s Guidelines for Payment Aggregators: What Every Fintech Should Know!
India’s digital payments ecosystem has seen exponential growth in recent years — from UPI to wallets and payment gateways. To keep pace with this innovatio...
Thinking of Entering India’s Fast-Growing NBFC Space? Choose an NBFC Takeover for Faster Market Entry
India’s Non-Banking Financial Company (NBFC) sector has emerged as one of the most dynamic segments of the financial market — o...
Publishing Research Reports Without SEBI Registration?
That’s a Shortcut to Penalties, Suspension & Reputational Damage
In India’s regulated financial ecosystem, publishing equity research or market analysis without SEBI registr...
𝐑𝐁𝐈 𝐓𝐢𝐠𝐡𝐭𝐞𝐧𝐬 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐋𝐞𝐧𝐝𝐢𝐧𝐠 𝐑𝐮𝐥𝐞𝐬 — 𝘈𝘳𝘦 𝘠𝘰𝘶𝘳 𝘖𝘱𝘦𝘳𝘢𝘵𝘪𝘰𝘯𝘴 𝘊𝘰𝘮𝘱𝘭𝘪𝘢𝘯𝘵?
India’s digital lending ecosystem is expanding at an unprecedented pace. But with rapid growth comes increasing...
🚀 The NBFC Space in India is Booming! 🚀
Are You Ready to Leverage the Opportunity?
The Non-Banking Financial Company (NBFC) sector in India is experiencing rapid growth, driven by increasing demand for digital lending, microfinance solutions,...
Are You Truly Ready for an RBI Audit?
In FY25 alone, over ₹54.78 crore in penalties were imposed on more than 350 regulated entities, including NBFCs.
Many of these penalties could have been avoided with stronger internal systems and proactive co...
The Securities and Exchange Board of India (SEBI) has unveiled a progressive framework to ease the entry of Indian stock brokers into the GIFT-International Financial Services Centre (GIFT-IFSC). This move is set to simplify cross-border operations a...
The Reserve Bank of India (RBI) has issued the Reserve Bank of India (Digital Lending) Directions, 2025, which came into effect on May 8, 2025. These updated guidelines aim to regulate digital lending while fostering innovation, transparency, and fin...
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The NBFC Account Aggregator (AA) framework is revolutionizing financial data sharing in India. An NBFC-AA is a regulated intermediary that allows individuals to securely consolidate and share their financial data—such as bank, insurance, mutual...
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With rising demand for digital lending, microfinance, and easier credit access across Tier 2 and Tier 3 cities, NBFCs (Non-Banking Financial Companies) are fast becoming engines of financial inclusion and fintech-driven innovation.
This momentum p...
The demand for digital credit in India is at an all-time high.
From MSMEs to individuals, the appetite for alternative financing is growing rapidly — and Non-Banking Financial Companies (NBFCs) are at the forefront of this revolution.
Wit...
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If you're building in Fintech, Lending, or BFSI, obtaining an Account Aggregator (AA) License is your gateway to innovation and compliance.
An Account Aggregator is a platform regulated by the Reserve Bank of India (RBI) that enables users to ...
The Reserve Bank of India (RBI) has launched the PRAVAAH Portal — a centralized online platform designed to streamline all regulatory approval processes.
What is PRAVAAH?
PRAVAAH (Platform for Regulatory Application, Validation, and Autho...
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In the era of Open Finance, NBFC Account Aggregators (AA) are revolutionizing how financial data is shared, accessed, and utilized. If you're a fintech, NBFC, or financial service provider, an NBFC-AA license could be your key to unlocking a futu...
What is DLG?
Default Loss Guarantee (DLG) allows lenders to secure compensation from third parties for loan defaults.
Key RBI Guidelines:
✔ DLG is permitted only between Regulated Entities (REs) and Lending Service Providers (LSPs).
✔ LSPs ...
India's lending sector is on a meteoric rise, fueled by an expanding middle class, fintech innovation, and strong regulatory support.
This growth presents a golden opportunity for foreign investors, fintech firms, and financial instituti...
To combat rising cyber threats and protect consumers from online fraud, the Reserve Bank of India (RBI) has launched a dedicated domain—‘.bank.in’—exclusively for Indian banks. This initiative aims to establish a secure, relia...
India’s digital lending space has witnessed tremendous growth, making credit more accessible to individuals and MSMEs. However, with this growth has come a dark side—a rise in unregulated lenders engaging in:
❌ Predatory inte...
The alternative investment industry in India is experiencing a remarkable surge, outpacing traditional mutual funds at an unprecedented rate. Over the last five years, from June FY19 to June FY24, the industry has achieved a Compound Annual Growth Ra...
Emerging technologies and strategic partnerships are crucial for Non-Banking Financial Companies (NBFCs) to thrive in an increasingly regulated and competitive financial landscape. By integrating advanced technologies and collaborating with FinTech c...
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On May 28, 2024, Shri Shaktikanta Das, Governor of the Reserve Bank of India (RBI), inaugurated three significant initiatives to enhance regulatory processes and financial inclusivity. The launch event was attended by prominent figures, including Shr...
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In recent months, the Reserve Bank of India (RBI) has implemented several stringent measures affecting non-banking financial companies (NBFCs). These measures include restrictions on important business areas such as gold loans and securities financin...
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To bolster transparency and protect the interests of borrowers utilizing digital lending platforms, the Reserve Bank of India (RBI) has introduced guidelines aimed at regulating loan aggregators, now termed Lending Service Providers (LSPs).
These ...