Want to Reduce Loan Defaults? Strengthen Your Credit Appraisal Process 💡
Smart Credit Assessment = Safer Lending
In today’s competitive lending environment, Non-Banking Financial Companies (NBFCs) face increasing pressure to maintain por...
Getting an IRDAI Corporate Agency License? Don’t Make These Costly Mistakes
If your company, LLP, or bank is planning to sell or distribute insurance policies—whether it’s life, health, or motor insurance—you’ll...
SEBI’s New Master Circular: A Landmark Move for India’s REIT Market
In a strategic step toward regulatory simplification and investor protection, the Securities and Exchange Board of India (SEBI) has released a comprehensive Master Cir...
SEBI’s New Co-Investment Vehicle (CIV) Framework: A Game Changer for India’s Private Capital Market
In a major regulatory development, the Securities and Exchange Board of India (SEBI) has introduced the Co-Investment Vehicle (CIV) str...
Dreaming of Launching Your NBFC?
Avoid These Top 5 Pitfalls to Secure Your RBI License!
Setting up a Non-Banking Financial Company (NBFC) in India can be a game-changer—but getting the RBI license is where many dreams hit a wall. Each yea...
Flipkart Becomes the First Major Indian E-Commerce Platform to Secure an NBFC License
In a groundbreaking move, Flipkart has become the first large Indian e-commerce platform to receive a Non-Banking Financial Company (NBFC) license. This developm...
India’s MSME (Micro, Small, and Medium Enterprises) sector continues to expand rapidly, playing a vital role in the nation's economic growth. However, despite its potential, access to formal credit remains limited, particularly for loan amo...
The NBFC (Non-Banking Financial Company) sector in India is witnessing rapid growth, offering immense opportunities for businesses looking to establish themselves in the financial landscape.
However, launching an NBFC requires strategic planning, ...
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Non-Banking Financial Companies (NBFCs) are grappling with mounting defaults, prolonged legal processes, and tightening cash flows. In today’s landscape, debt recovery isn’t just about compliance—it’s about business continuity...
The India Fintech Foundation (IFF) has officially been launched — and it could be the most significant development for the fintech sector since UPI.
Why this matters:
IFF is set to become a self-regulatory organization (SRO) for fin...
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Microfinance has long been a cornerstone of financial inclusion in India, supporting small businesses and underserved communities. However, the latest Micrometer Q3 FY 2024-25 report unveils alarming trends, raising concerns about the sector's st...
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In today’s rapidly evolving financial landscape, co-lending has emerged as a significant force reshaping how loans are disbursed in India. The model, which enables banks and Non-Banking Financial Companies (NBFCs) to jointly disburse loans, has...
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On August 16, 2024, the Reserve Bank of India (RBI) issued a notification announcing significant revisions to the Master Direction – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017 (‘Dir...
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The fintech industry is witnessing rapid growth and innovation, with companies continuously seeking new avenues to expand their reach and improve their service offerings. One significant trend that has emerged is the acquisition of Non-Banking Financ...
The alternative investment industry in India is experiencing a remarkable surge, outpacing traditional mutual funds at an unprecedented rate. Over the last five years, from June FY19 to June FY24, the industry has achieved a Compound Annual Growth Ra...
Introduction
Non-banking financial companies (NBFCs) play a quintessential role in bridging the credit gap within economies worldwide, especially in the dynamic financial background of 2024. The rapid development and diversification of NBFCs ensur...
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Introduction
Jio Financial Services (JFS), a financial arm of the energy-to-telecom conglomerate Reliance Industries Limited (RIL), has recently transitioned from a Non-Banking Financial Company (NBFC) to a Core Investment Company (CIC). This sign...
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Introduction
The financial technology (fintech) sector has been experiencing unprecedented growth, with companies continually seeking innovative ways to expand their reach and enhance their offerings. One significant trend is the acquisition of no...
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In a significant move reinforcing its commitment to maintaining financial stability and consumer protection, the Reserve Bank of India (RBI) recently canceled the licenses of two non-banking financial companies (NBFCs) - Polytex India Ltd, based in M...
As regulatory expectations evolve, Non-Banking Financial Companies (NBFCs) face increasing demands to develop comprehensive policies ensuring compliance, effective risk management, and robust governance. This is particularly crucial for NBFCs in the ...
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According to a recent industry report by the Microfinance Industry Network (MFIN), NBFC-MFIs have emerged as the largest providers of micro-credit in the country by the end of the 2023-24 fiscal year. The report highlights significant trends in the m...
Emerging technologies and strategic partnerships are crucial for Non-Banking Financial Companies (NBFCs) to thrive in an increasingly regulated and competitive financial landscape. By integrating advanced technologies and collaborating with FinTech c...
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Imagine being able to withdraw cash from an ATM without using your card or deposit cash using only your smartphone. Thanks to the efforts of the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI), this is now possible w...
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The fintech landscape has undergone significant transformations in recent years, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for continue...
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The fintech industry is experiencing an unprecedented evolution, driven by groundbreaking innovations that are transforming how we manage, invest, and think about money. From artificial intelligence to blockchain, the financial landscape is being red...
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On May 28, 2024, Shri Shaktikanta Das, Governor of the Reserve Bank of India (RBI), inaugurated three significant initiatives to enhance regulatory processes and financial inclusivity. The launch event was attended by prominent figures, including Shr...
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In recent months, the Reserve Bank of India (RBI) has implemented several stringent measures affecting non-banking financial companies (NBFCs). These measures include restrictions on important business areas such as gold loans and securities financin...
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The Reserve Bank of India recently announced major changes in the Non-Banking Financial Company (NBFC) sector. The RBI revealed that 15 NBFCs, including notable entities such as Tata Capital Financial Services and Revolving Investments, have voluntar...
The finance world is experiencing a profound transformation, driven by the pervasive influence of the digital realm. One of the most intriguing shifts is the collaboration between Non-Banking Financial Companies (NBFCs) and Fintech startups. This par...
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The fintech industry has seen remarkable growth in recent years, reshaping how financial services are delivered and accessed. However, this rapid evolution has presented a plethora of regulatory challenges, given the intersection of finance and techn...
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In recent years, the fintech landscape in India has witnessed a remarkable evolution, with digital lending emerging as a disruptive force reshaping traditional financial models. As we look ahead to 2024, the digital lending industry is poised for con...
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In the intricate ecosystem of finance, small Non-Banking Financial Companies (NBFCs) often find themselves navigating a landscape fraught with operational challenges. These hurdles, stemming from limited resources and scale, can impede growth and sus...
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In today's rapidly evolving technological landscape, the financial industry has witnessed a significant transformation, with digital lending emerging as a promising avenue for entrepreneurs. This article serves as a comprehensive guide for aspiri...