Newly Licensed as an NBFC? Here’s What Comes Next
Obtaining an RBI license is a major milestone for any NBFC. However, the license alone doesn’t guarantee smooth operations—the real challenge begins with meeting regulatory compli...
Is Your NBFC Ready for the Latest RBI Updates?
The Reserve Bank of India (RBI) is rolling out significant measures to tighten the compliance landscape for Non-Banking Financial Companies (NBFCs). These updates span digital lending, reporting requi...
Want to Enter India’s Thriving Lending Sector—Without the Long Wait?
India’s lending market is expanding rapidly, driven by digital innovation and growing credit demand. But setting up a new NBFC from scratch is often a long and ...
RBI's Training Push: A Wake-Up Call for NBFCs on Digital Compliance and Supervision
The Reserve Bank of India (RBI) is stepping into the future with purpose and precision. Through a newly launched officer training program in Hyderabad, the cen...
Considering Buying an NBFC? Here's Your Step-by-Step Guide to a Successful Acquisition
Purchasing a Non-Banking Financial Company (NBFC) can open new doors for your business — offering access to lending operations, financial licenses, an...
RBI to Tighten Oversight of NBFCs in FY26: What You Need to Know
The Reserve Bank of India (RBI) is set to enhance regulatory scrutiny over Non-Banking Financial Companies (NBFCs) in the upcoming financial year, FY26. The focus will primarily be o...
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Many founders breathe a sigh of relief after receiving their NBFC license. But in reality, registration is just the beginning. The real challenge lies i...
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From July 2025, Angel Funds in India will function under an entirely new regulatory framework—and the implications are significant for startups, inves...
In today’s financial landscape, trust is everything—and Non-Banking Financial Companies (NBFCs) that prioritize ethical lending practices stand out from the rest. Beyond regulatory compliance, ethical conduct helps NBFCs build long-term c...
Acquiring a Non-Banking Financial Company (NBFC) can unlock exciting growth opportunities—but staying compliant with RBI regulations is non-negotiable.
Here’s how to acquire an NBFC the right way:
1οΈβ£ Sign the MoU
Define roles, res...
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Non-Banking Financial Companies (NBFCs) are grappling with mounting defaults, prolonged legal processes, and tightening cash flows. In today’s landscape, debt recovery isn’t just about compliance—it’s about business continuity...
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The Reserve Bank of India (RBI) has imposed fines on six NBFCs for violating key regulatory norms under the RBI Act, 1934. These penalties, totaling over βΉ60 lakh, highlight RBI’s tightening grip on governance and compliance.
Who Got Fined...
The Reserve Bank of India (RBI) has issued guidelines for Non-Banking Financial Companies (NBFCs) to enhance financial stability and governance. Key compliance highlights include:
πΉ Scale-Based Regulation (SBR): NBFCs are classified into four lay...
NBFCs play a crucial role in India’s credit ecosystem, but non-compliance and operational missteps can lead to RBI penalties, financial losses, or even shutdowns!
Recently, RBI imposed penalties totaling βΉ76.60 lakh on four NBFC-P2P lenders ...
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The Reserve Bank of India (RBI) has imposed a βΉ33.10 lakh monetary penalty on IIFL Samasta Finance Limited for failing to adhere to regulatory norms.
π Key Violations Identified:
β Charging interest before loan disbursement
β Misclassifying NPA...
βΉ12 lakh income? No tax.
βΉ12,10,000 income? βΉ61,500 tax?
What happens if your income exceeds βΉ12 lakh by just βΉ1?
Did you know that earning just βΉ1 extra above βΉ12 lakh could shoot up your tax liability disproportionately?
That’s wh...
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The LendingTech sector in India is witnessing rapid growth, driven by the rising demand for digital lending solutions that target unbanked and underserved populations. This article delves into how LendingTech startups are differentiating themselves, ...
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On August 16, 2024, the Reserve Bank of India (RBI) issued a notification announcing significant revisions to the Master Direction – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017 (‘Dir...
Introduction
Non-banking financial companies (NBFCs) play a quintessential role in bridging the credit gap within economies worldwide, especially in the dynamic financial background of 2024. The rapid development and diversification of NBFCs ensur...
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As the demand for credit surges across corporate and industrial sectors, Non-Banking Financial Companies (NBFCs) have become crucial players in the financial ecosystem. Unlike traditional banks, NBFCs offer easier access to credit, making them highly...
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In a significant move reinforcing its commitment to maintaining financial stability and consumer protection, the Reserve Bank of India (RBI) recently canceled the licenses of two non-banking financial companies (NBFCs) - Polytex India Ltd, based in M...
As regulatory expectations evolve, Non-Banking Financial Companies (NBFCs) face increasing demands to develop comprehensive policies ensuring compliance, effective risk management, and robust governance. This is particularly crucial for NBFCs in the ...
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To bolster transparency and protect the interests of borrowers utilizing digital lending platforms, the Reserve Bank of India (RBI) has introduced guidelines aimed at regulating loan aggregators, now termed Lending Service Providers (LSPs).
These ...
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The Reserve Bank of India (RBI) has introduced draft guidelines that aim to bring transparency and fairness to the digital lending space. These guidelines are specifically targeted at regulating Lending Service Providers (LSPs), previously known as l...
The finance world is experiencing a profound transformation, driven by the pervasive influence of the digital realm. One of the most intriguing shifts is the collaboration between Non-Banking Financial Companies (NBFCs) and Fintech startups. This par...
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In the dynamic realm of Non-Banking Financial Companies (NBFCs), takeover processes play a crucial role in shaping market landscapes and strategic trajectories. Let’s delve into the intricacies of NBFC takeovers, exploring the reasons behind th...