15 Warning Signs That Could Put Your NBFC License at Risk
Every year, the Reserve Bank of India (RBI) cancels licenses of several Non-Banking Financial Companies (NBFCs). Interestingly, most of these cancellations are not due to fraud, but result ...
NBFC Takeovers: The Quickest Gateway to India’s Digital Lending Boom
India’s digital lending market is on a steep growth curve, projected to reach $515 billion by 2030. Innovative financial solutions such as peer-to-peer (P2P) lending,...
Rising NPAs: A Red Flag NBFCs Can’t Afford to Ignore
The Non-Banking Financial Company (NBFC) sector in India is facing a serious challenge—a sharp rise in Non-Performing Assets (NPAs). From unsecured personal loans to SME and rural le...
Building a Fintech Startup? One Data Breach Could Cripple Everything
In the high-stakes world of fintech, innovation isn’t enough—security and compliance are your foundation. With sensitive financial data at the heart of your operation...
SEBI’s New Master Circular: A Landmark Move for India’s REIT Market
In a strategic step toward regulatory simplification and investor protection, the Securities and Exchange Board of India (SEBI) has released a comprehensive Master Cir...
RBI Is Cracking Down on NBFCs — Is Your Company Compliance-Ready?
The Reserve Bank of India (RBI) has intensified its scrutiny of Non-Banking Financial Companies (NBFCs)—and the message is loud and clear: compliance is no longer negoti...
Considering Buying an NBFC? Here's Your Step-by-Step Guide to a Successful Acquisition
Purchasing a Non-Banking Financial Company (NBFC) can open new doors for your business — offering access to lending operations, financial licenses, an...
RBI to Tighten Oversight of NBFCs in FY26: What You Need to Know
The Reserve Bank of India (RBI) is set to enhance regulatory scrutiny over Non-Banking Financial Companies (NBFCs) in the upcoming financial year, FY26. The focus will primarily be o...
RBI Bans Prepayment Charges on Floating-Rate Loans!
What It Means for NBFCs from January 2026
The Reserve Bank of India (RBI) has announced a significant reform that will reshape the lending landscape — especially for Non-Banking Financia...
ππ―π¨π¦π ππΆπ―π₯ ππΆππ¦π΄ ππ³π¦ ππ©π’π―π¨πͺπ―π¨ — ππ³π¦ π π°πΆ ππ¦π’π₯πΊ?
From July 2025, Angel Funds in India will function under an entirely new regulatory framework—and the implications are significant for startups, inves...
π India’s PMS Industry Is Booming – Here’s Why You Should Pay Attention
India’s Portfolio Management Services (PMS) industry is witnessing unprecedented growth — and it’s only just getting started. With total a...
π The NBFC Space in India is Booming! π
Are You Ready to Leverage the Opportunity?
The Non-Banking Financial Company (NBFC) sector in India is experiencing rapid growth, driven by increasing demand for digital lending, microfinance solutions,...
Are you planning to start your own Portfolio Management Service (PMS)? There’s never been a better time—especially if you leverage the exceptional advantages offered by GIFT City, India’s only International Financial Services Centre...
India’s MSME (Micro, Small, and Medium Enterprises) sector continues to expand rapidly, playing a vital role in the nation's economic growth. However, despite its potential, access to formal credit remains limited, particularly for loan amo...
The Securities and Exchange Board of India (SEBI) has unveiled a progressive framework to ease the entry of Indian stock brokers into the GIFT-International Financial Services Centre (GIFT-IFSC). This move is set to simplify cross-border operations a...
India’s Non-Banking Financial Companies (NBFCs) are growing at a pace that’s outstripping the country’s GDP, signaling a major shift in the financial services landscape. This acceleration is powered by rapid credit expansion, digita...
The NBFC (Non-Banking Financial Company) sector in India is witnessing rapid growth, offering immense opportunities for businesses looking to establish themselves in the financial landscape.
However, launching an NBFC requires strategic planning, ...
The gold loan industry in India is experiencing rapid growth. It is expected to cross βΉ10 lakh crore in FY25 and reach βΉ15 lakh crore by 2027.
NBFCs Are Leading the Surge
Non-Banking Financial Companies (NBFCs) are playing a major role in this ...
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The NBFC Account Aggregator (AA) framework is revolutionizing financial data sharing in India. An NBFC-AA is a regulated intermediary that allows individuals to securely consolidate and share their financial data—such as bank, insurance, mutual...
The Reserve Bank of India (RBI) has introduced updated guidelines aimed at strengthening gold loan practices and enhancing the co-lending framework for better transparency, responsible lending, and financial inclusion.
Key Highlights:
β
L...
India’s NBFC sector is projected to reach βΉ60 trillion by FY26—now is the perfect time to enter the market.
Why Start an NBFC?
β Fintech NBFCs are growing rapidly
β Huge demand in credit-deprived sectors
β Faster loan disbursals t...
The Reserve Bank of India (RBI) has introduced a new framework to regulate penal charges on loans — marking a significant shift toward more transparent and borrower-friendly lending practices.
Key Highlights:
No More Penal Int...
The demand for digital credit in India is at an all-time high.
From MSMEs to individuals, the appetite for alternative financing is growing rapidly — and Non-Banking Financial Companies (NBFCs) are at the forefront of this revolution.
Wit...
The Reserve Bank of India (RBI) has released draft guidelines on gold loans, aimed at improving transparency and regulatory consistency in the sector. While these new norms bring much-needed clarity, they also introduce stricter compliance requiremen...
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In the era of Open Finance, NBFC Account Aggregators (AA) are revolutionizing how financial data is shared, accessed, and utilized. If you're a fintech, NBFC, or financial service provider, an NBFC-AA license could be your key to unlocking a futu...
With rising competition and evolving RBI regulations, NBFCs are increasingly opting for mergers to gain a competitive edge.
An NBFC merger is a strategic move where two or more Non-Banking Financial Companies join forces to form a single, stronger...
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The Reserve Bank of India (RBI) has imposed fines on six NBFCs for violating key regulatory norms under the RBI Act, 1934. These penalties, totaling over βΉ60 lakh, highlight RBI’s tightening grip on governance and compliance.
Who Got Fined...
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The buzz around Non-Banking Financial Companies (NBFCs) is louder than ever, fueled by Digital Transformation and Regulatory Adaptation.
As India moves towards a $7 trillion economy by 2030, NBFCs are playing a pivotal role—powering MSMEs, a...
The Reserve Bank of India (RBI) has issued guidelines for Non-Banking Financial Companies (NBFCs) to enhance financial stability and governance. Key compliance highlights include:
πΉ Scale-Based Regulation (SBR): NBFCs are classified into four lay...
The Alternative Investment Fund (AIF) industry in India is booming, with a 35% CAGR over the last five years!
AIFs provide investors with an opportunity to diversify beyond traditional assets like stocks and bonds. With targeted investments in hig...
NBFCs play a crucial role in India’s credit ecosystem, but non-compliance and operational missteps can lead to RBI penalties, financial losses, or even shutdowns!
Recently, RBI imposed penalties totaling βΉ76.60 lakh on four NBFC-P2P lenders ...
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Microfinance has long been a cornerstone of financial inclusion in India, supporting small businesses and underserved communities. However, the latest Micrometer Q3 FY 2024-25 report unveils alarming trends, raising concerns about the sector's st...
The NBFC sector is a pillar of India’s financial ecosystem, but it faces regulatory, liquidity, and operational hurdles that impact growth and stability.
π Top Challenges NBFCs Face:
β οΈ Regulatory Hurdles – Stricter RBI norms lead ...
India’s digital lending industry is on a rapid growth trajectory, projected to hit $1.3 trillion by 2030! With AI-powered risk assessment, fintech innovation, and RBI-backed policies, the sector is ripe with opportunities.
π° Want to tap int...
India's lending sector is on a meteoric rise, fueled by an expanding middle class, fintech innovation, and strong regulatory support.
This growth presents a golden opportunity for foreign investors, fintech firms, and financial instituti...
Digital lending is set to hit βΉ5 TRILLION by FY28! π
With a 40% CAGR growth, the industry is expected to double its market share in India’s retail loan space in just four years.
And the best part? It’s just getting started!
What...
Did you know? Gold loans in India are projected to cross βΉ10 lakh crore in FY25 and surge to βΉ15 lakh crore by 2027!
π NBFCs are leading the charge, growing at 17-19% YoY, thanks to:
β
Faster approvals
β
Flexible repayment options
β
Higher LTV...
In a landmark move, the Karnataka government has strengthened its stance against the coercive recovery tactics used by Microfinance Institutions (MFIs). The latest draft of the Karnataka Microfinance (Prevention of Coercive Actions) Ordinance, 2025 i...
Vehicle finance plays a critical role in enabling individuals and businesses to own vehicles through structured credit facilities. But have you ever wondered how lenders assess risk before approving a vehicle loan? Let’s break it down!
The ...
βΉ12 lakh income? No tax.
βΉ12,10,000 income? βΉ61,500 tax?
What happens if your income exceeds βΉ12 lakh by just βΉ1?
Did you know that earning just βΉ1 extra above βΉ12 lakh could shoot up your tax liability disproportionately?
That’s wh...
On October 4, 2024, the Reserve Bank of India (RBI) issued a Draft Circular titled "Forms of Business and Prudential Regulation for Investments" that seeks to amend the extant Master Direction—Reserve Bank of India (Financial Services...
India’s fintech ecosystem has rapidly evolved into one of the most dynamic and innovative sectors in the world. While payments, digital banking, and other services have played an important role, lending has emerged as the primary driver of prof...
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In today’s rapidly evolving financial landscape, co-lending has emerged as a significant force reshaping how loans are disbursed in India. The model, which enables banks and Non-Banking Financial Companies (NBFCs) to jointly disburse loans, has...
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The LendingTech sector in India is witnessing rapid growth, driven by the rising demand for digital lending solutions that target unbanked and underserved populations. This article delves into how LendingTech startups are differentiating themselves, ...
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On August 16, 2024, the Reserve Bank of India (RBI) issued a notification announcing significant revisions to the Master Direction – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017 (‘Dir...
The alternative investment industry in India is experiencing a remarkable surge, outpacing traditional mutual funds at an unprecedented rate. Over the last five years, from June FY19 to June FY24, the industry has achieved a Compound Annual Growth Ra...
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Co-lending, a collaborative lending model where multiple lenders join forces to provide financing to a borrower, has become increasingly popular in the financial sector. This approach allows lenders to capitalize on their individual strengths while s...
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As the demand for credit surges across corporate and industrial sectors, Non-Banking Financial Companies (NBFCs) have become crucial players in the financial ecosystem. Unlike traditional banks, NBFCs offer easier access to credit, making them highly...
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In a significant move reinforcing its commitment to maintaining financial stability and consumer protection, the Reserve Bank of India (RBI) recently canceled the licenses of two non-banking financial companies (NBFCs) - Polytex India Ltd, based in M...
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Please remember the following information regarding Non-Banking Financial Companies (NBFCs):
NBFCs play a vital role in providing funding to the Indian economy, and the Reserve Bank of India (RBI) is responsible for regulating and supervising thes...
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In the fast-paced world of finance, efficient loan management is crucial for lenders to stay competitive. A loan management system (LMS) is a digital platform designed to simplify and automate the entire loan lifecycle, from application to repayment....
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According to a recent industry report by the Microfinance Industry Network (MFIN), NBFC-MFIs have emerged as the largest providers of micro-credit in the country by the end of the 2023-24 fiscal year. The report highlights significant trends in the m...
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Imagine being able to withdraw cash from an ATM without using your card or deposit cash using only your smartphone. Thanks to the efforts of the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI), this is now possible w...
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In recent months, the Reserve Bank of India (RBI) has implemented several stringent measures affecting non-banking financial companies (NBFCs). These measures include restrictions on important business areas such as gold loans and securities financin...
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Partnerships are often a catalyst for innovation and growth in the financial industry. One such collaborative model that has been gaining popularity in recent years is the Non-Banking Financial Company (NBFC) Co-Lending model. This innovative approac...
In today's dynamic financial landscape, small Non-Banking Financial Companies (NBFCs) and FinTech players face unique challenges and opportunities. While these entities strive to compete with larger institutions, they often encounter resource con...
In the intricate world of finance, regulatory compliance stands as the bedrock of stability and credibility. This blog explores the profound impact of NBFC Advisor, showcasing how its expert guidance has been instrumental in steering Non-Banking Fina...
In the intricate world of finance, Non-Banking Financial Companies (NBFCs) operate within a nuanced regulatory landscape. This blog offers an insightful exploration into the complexities, nuances and critical role of compliance in shaping the traject...
In an era marked by rapid technological advancements, the landscape of digital inclusion is continually evolving. This blog explores the symbiotic relationship between technological progress and the pursuit of digital inclusion, shedding light on how...
Introduction: In the ever-evolving landscape of finance, Non-Banking Financial Companies (NBFCs) are emerging not just as financial entities but as true catalysts for transformative change. This blog delves into the profound impact of NBFCs, explorin...
In the dynamic landscape of Non-Banking Financial Companies (NBFCs), the right guidance can make all the difference. This blog unveils the comprehensive support and expertise offered by NBFC Advisor, empowering financial entities to not only thrive b...